PURCHASE

• Great option for buyers with healthy FICO scores and/or larger down payment
• Low-income families and first time home buyers could qualify for as little as 3% down payment (must receive underwriting approval)
• Buyer's with 20% down payment avoid monthly mortgage insurance
• Gift funds for closing costs allowed from acceptable donor
• Manufactured home loans 

• As little as 3.5% down payment
• Low Interest Rates
• Easier credit qualifying guidelines
• Great option for borrowers with lower FICO scores
• Allows for higher debt-to-income ratios
• Gift funds for closing costs allowed from acceptable donor
• Manufactured home loans 

• 100% financing
• No Down Payment
• Low Interest Rates
• No mortgage insurance required
• Disabled veterans are exempt from a funding fee
• Easier credit qualifying guidelines
• Gift funds for closing costs allowed from acceptable donor
• Manufactured home loans

• 100% financing 
• No down payment requirement
• Low Rates
• Property eligibility requirement
• Income eligibility requirement
• Gift funds for closing costs allowed  from acceptable donor

• For loans that exceed qualifying loan limits
• Low down payment requirements
• No monthly mortgage insurance
• Lower FICO scores can qualify

 These loans are devised for buyers that will not qualify for conventional financing

• 12 and 24 month Bank Statement Loan
• DSCR no-income qualifying loan
• No-income No-asset Loan
• ITIN
• Down Payment Assistance
• Foreign National Program Loan
• Condominium Loan
• And More